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Showing posts with the label holidays

Save Money on Every Holiday

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Yet another holiday. How did this happen? I feel like we just finished Christmas and now it's Easter? Also, since when did every holiday become a huge gift giving, commercial experience? Of course, I want to celebrate traditions with my family and I don't want to be a scrooge for every holiday. But, I also don't want to spend an arm and a leg year after year after year. These are some of the ways I save money on every holiday. Do Not Go Crazy As I already mentioned, it seems like every holiday is a time to go crazy. Don't do it. I allocate one new or special item per child and one candy item each to divide among them. Most of the holiday toys are junky and do not last. The kiddos also don't seem to care much about the holiday themed items after the holiday is over so feel free to pack them up and bring them out for next year. It seems like candy is also a way to celebrate every holiday, but we try to encourage healthy eating habits so having a few treats is oka...

No Scrooges Here - How to Have a Merry Christmas Without Spending a Fortune

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Everyone wants to enjoy a fun and plentiful Christmas, but you certainly do not want to have day after Christmas buyer's remorse.  Especially when there are little kids in the mix, there is a lot of pressure to "keep up with the Joneses" and have an over the top Christmas.  While Christmas is an important tradition and holiday in our family, it is also important to keep expectations in check.  It really is only a single day and is not worth going into debt over.  There are plenty of experiences and material possessions that can make the season and day special without sacrificing your personal financial goals for the year. Set a Budget This may seem obvious, but if you don't set a budget you will definitely spend more than you want to.  I like to set a budget for the total amount as well as a value for each person on my list.  More likely than not, you spend for the same people every year.  Therefore, make a list of the people you buy presents for...